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A string of attacks on cities, schools and workplaces has prompted many employers to turn to a new area of security for their employees: active-shooter training.

Until about a decade ago, workplace security focused mostly on preventing theft. Now, businesses are trying to give their employees guidelines on how to escape or handle armed intruders.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

Deep in the heart of the arcane laws that give farmers a helping hand, there's something called "crop insurance." It's a huge program, costing taxpayers anywhere from $5 billion to $10 billion each year.

It's called an insurance program, and it looks like insurance. Farmers buy policies from private companies and pay premiums (which are cheap because of government subsidies) to insure themselves against crop failures and falling prices. It's mainly used by corn, soybean, cotton and wheat farmers. Defenders of the program call it a safety net.

Morgan Stanley has reached a $3.2 billion settlement with state and federal authorities, the New York attorney general's office announced Thursday.

In the deal, the investment bank acknowledges that it misrepresented the risks of mortgage-backed securities leading up to the 2008 housing and financial crisis.

Who is among the least likely to use online dating sites?

A few years ago, you would have been correct to guess college students or those in their early 20s, a group surrounded by peers and in the prime of their bar-hopping years. But a newly released Pew Research Center study finds the use of online dating sites by 18- to 24-year-olds has nearly tripled just since 2013, making this group now the most likely to use the Web to find partners.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

Transcript

DAVID GREENE, HOST:

Global markets, for the moment, seem to be tanking, and we have David Wessel on the line. He's director at the Hutchins Center at the Brookings Institution and a contributing correspondent to the Wall Street Journal. Hey, David.

Marketplace for Thursday, February 11, 2016

10 hours ago

Examining the two presidential candidates and their relationships with Wall Street; what Federal Reserve Chair Yellen told congress about the nation's financial conditions; and what does it take to keep 100,000 tons of pollution out of the air?

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

Transcript

MARY LOUISE KELLY, HOST:

Some airlines are just airlines.

But others mean a lot more than that to the people they serve.

Pakistan's national carrier was long a source of patriotic pride, a symbol of unity in a divided country. Now that airline is in big trouble.

In a far-reaching ruling, India has prohibited telecom service providers from charging different prices to consumers to access content on the Internet — a blow to Facebook and its aggressive bid to offer a free but stripped-down version of the Internet aimed at India's poor.

A growing number of Americans are driving less and getting rid of their cars.

The trend is gaining traction in middle-aged adults, to the point where fewer of them are even bothering to get or renew their driver's licenses, but it's been prominent among younger adults — millennials — for years now.

"Honestly, at this point, it just doesn't really seem worth it," says 25-year-old Peter Rebecca, who doesn't own a car or have a driver's license. "I mean, I live in Chicago, there's really good access to, you know, public transits for pretty cheap."

Those catalogs in your mailbox are here to stay

18 hours ago

On today's show, we'll talk about when market participants feel entitled to low interest rates; what the Supreme Court's stay on new federal rules for carbon emissions means for the coal mining industry; and why companies keep sending you so many catalogs.

Relatively speaking, this is a big deal

18 hours ago

It doesn't take an Einstein to know that big things happened today — here are some need-to-know numbers as you head into the evening.

Blocking U.S. emissions rule won't save coal industry

19 hours ago

Not even the Supreme Court's temporary stay of the Obama Administration's Clean Power Plan limiting carbon emissions could produce a pop for shares of Peabody Energy, the big coal company, which is trading 97 percent below its 52-week high. The outlook for the coal industry isn't much brighter.

The Supreme Court's decision means utilities won't have to cut back on burning coal from Peabody or any other company any time soon. Luke Popovich is with the American Mining Association, a plaintiff in a lawsuit to stop the Clean Power Plan. He said the industry is now hopeful.

Who pays when a Pope visits?

19 hours ago
Nova Safo

Pope Francis is scheduled to begin a five-day visit to Mexico on Friday. The pontiff plans to criss-cross the country, going from the southernmost state of Chiapas all the way up to Ciudad Juarez on the border with Texas.

Who picks up the tab for the trip?

As it turns out, the Pope's trips are heavily subsidized, starting with the first plane ride.

Marketplace Tech for Thursday, February 11, 2016

19 hours ago
Marketplace

Airing on Thursday, February 11, 2016: On today's show, we'll talk about Twitter earnings; and we'll take a look at modern encryption.

The big payoff behind all those catalogs in the mail

19 hours ago
Kevin Ferguson

When you move, there’s a lot to think about. Should you hire movers? Rent a U-Haul? But there’s one thing you can be sure will arrive at your new address: catalogs. There are about 11 billion catalogs mailed out in the United States every year. But when will the junk mail stop?

Marketplace

Airing on Thursday, February 11, 2016: On today's show, we'll talk about Fed chair Janet Yellen's appearance on Capitol Hill yesterday; who pays for a visit from the Pope; and we'll talk with famed climber Conrad Anker about a new documentary about national parks.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

Transcript

ARI SHAPIRO, HOST:

A reality check today from Federal Reserve Chair Janet Yellen. She acknowledged that the U.S. economy is facing a higher level of risk than just a few months ago. NPR's John Ydstie reports.

It took Sen. Ted Cruz to finally persuade me to answer a riddle that's bothered me for years. Suppose somebody yanked away the law that currently props up the nation's ethanol industry, as Cruz has proposed. What would actually happen?

Consumer spending: It's not just for consumers

Feb 10, 2016
Nova Safo

We hear it pretty often, that consumer spending makes up almost 70 percent of the Gross Domestic Product.

In 2015, consumer spending added up to $12.3 trillion. And while that may make the consumer sound like the most formidable engine of economic growth, it turns out that huge total is not all money we spend going crazy at the mall.

The next Tesla car is expected to be revealed and made available for pre-order next month. And while the auto world is still waiting to see specs and drawings, one thing is already known: the price.

As promised, Elon Musk tells Bloomberg, the Model 3 will cost $35,000 — before any incentives.

In a closely watched visit to Capitol Hill, Federal Reserve Chair Janet Yellen listed risk factors in the global economic scene, such as concerns over China's currency and market volatility. It's the first time Yellen has testified since the Fed nudged interest rates higher in December.

Marketplace for Wednesday, February 10, 2016

Feb 10, 2016

Discussing the climate change implications of today's Supreme Court ruling; a look at consumer spending and the GPD; and how does Donald Trump pay the bills?

Tony Wagner

British luxury brand Burberry sued J.C. Penney for trademark infringement Tuesday, saying the department store sold "inferior" items with its iconic plaid pattern.

Donald Trump and the self-funding debate

Feb 10, 2016
Kai Ryssdal

Donald Trump won big time in New Hampshire last night, and something the presidential candidate touted in his victory speech was that his campaign was self-funded. 

But according to New York Times reporter Nicholas Confessore, this claim isn't entirely true. 

Your boss may know you want to quit before you do

Feb 10, 2016
Sabri Ben-Achour

It’s Bonus Season! The time of year in many industries, from Silicon Valley to Wall Street to big law firms and beyond, where bonuses rain down upon employees who greet them with a mix of cheers, tears, resentment, and ... soul-relieving cries of freedom. 

Freedom, because now that they have their bonuses, they can get the hell out. 

It’s a problem for companies, not knowing who or how many employees are going to give them the old two-weeks two seconds after that bonus check drops.

What the Supreme Court's halt on coal regulation means

Feb 10, 2016
Kai Ryssdal and Scott Tong

The U.S. Supreme Court halted the Environmental Protection Agency’s regulation on coal — part of the Clean Power Plan — in a 5-2 decision Tuesday. Marketplace host Kai Ryssdal talked to Scott Tong, Marketplace’s sustainability correspondent, about what the halt on coal regulations means for energy in the long run. 

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